Financed car? Start with the requirements.
Your financing agreement may require certain coverage. Start with those requirements before you compare policies.
Read the agreement
Look for collision, comprehensive, maximum deductible, and loss-payee requirements. The financing agreement and your lender are the sources to check.
Keep the comparison consistent
When you request quotes, use the same limits and deductibles. A cheaper premium may reflect different coverage.
Before you change anything
Ask your lender and a licensed insurance professional to confirm that a proposed policy meets the agreement. Update the lender information when needed.